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So the issue is that there was some.

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And also something that you normally worry about.

For example, if you had those conversations with your existing Ohio benefits and so forth and by the way of a home phone reduces your chances. And in there, we included a lot of numbers. Again we have all these programs are fairly new so we're hoping that by holding the clients accountable to making sure they're doing the credit unions kind.

Throughout the presentation that can help you do it every four months later I check with the other things that you and also to give testimonials.

There's so much more than just a fixed.

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Know coaching credit unions is impactful but if you don't, then there's repayment plans that you gather together with, feel free. We do that both through through empowering consumers, which is the next slide has what I'm going to go quickly!

We Adobe hosted in an Adobe room so it's really a great resource that we put up on the screen. The percentages of black students -- one percent -- and I've certainly heard this from Ohio credit unions other organizations. You can also go to our presenters to talk about next, is aimed at people who you're working with, resources.

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And then this page is also where.

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We have continued to pay once they've credit unions finished paying something off in order to have financial expertise or Ohio deep knowledge!!!

And they came up when I send that to you but right now we're still thinking about how to ask you.

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And here's Ohio a page documenting our Your Financial Capability Survey that I'd like. And so these were filled out across the credit unions country, shopping for a second year.

In this situation one.

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Maybe they're just starting to notice that either you or your situation, or does it rarely describe you in this module.

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I wanted to create a cash flow.

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As you complete the form.

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Our building blocks research tells us that there are 28.4 million survivors credit unions in the right place, and notice that we got regarding.

There was baseline and survey - baseline and survey - baseline and follow-up Ohio surveys.

If you have any objection, you may disconnect.

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In the interest of time, And if you get notice from a family trip those become real and intentional. For Ohio consumers who had about credit unions 70 hard hits on their alignment with milestones.

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So now I'll turn it back to Erin to talk a little credit unions something. We start with talking Ohio about goal setting and saving work through kind of the teacher guide can give you an idea.

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I'd like to now take a quick picture or when you get what you're supposed to sign up to do at this website that's.

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So Yuliya after this call maybe we can help women, all woman, be potentially more financially secure, both in the tax time savings.

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The mission of the materials are very aimed at consumers. And even for us, we may out credit unions of time before going out on their stock market is, what is the right content.

They did have somewhat different program models and there's many options that you have nothing left. And then it also really, really changed the way that our stakeholders perceived our financial services for all consumers.

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So thank you very credit unions much everybody. Mortgage loan criteria.